Smart and reliable payment methods
Get the everyday payment methods you need to grow your business.
Get access to all the best payment methods
- Mastercards for you and all your team
- Apple Pay and Google Pay for simple and fast payments
- Send and receive transfers globally
- Access direct debits, payment terminals and much more
Keep your expenses under full control
All our cards can be instantly reset or customized to suit every need. But you always stay in control.
Physical cards
Virtual cards
Custom cards for everyone, whichever option you choose
Cumulate cards and set their limits in real time.
One
A simple, efficient, no-frills card: withdraw up to €1,000 and make payments up to €20,000 per month, fully insured.
The best of Mastercard Business
- Contactless payments possible up to €50
- Protected by 3D-Secure technology (3DS2) to keep your online payments safe
- Customize your PIN code, so you never forget it again
- Lock and unlock your card instantly: you need just one click to block it and secure your account
Instant cards for your one-off expenses
Got an employee who needs to buy office supplies or is going on a business trip? Empower them by allocating a specific budget thanks to Instant cards. Employees gain independence; you stay in control.
Travel with peace of mind
For supplier payments
Paying your suppliers' invoices has never been so easy and fast. Also, thanks to the Qonto x Pennylane integration, it's just a click away. You don't even have to drop a file.
For payroll
Payday? Happy days! Export the payroll list in the right format from your HR software and upload it into your Qonto account. Plus, connecting your Qonto account with PayFit gets the job done in a flash.
For supplier payments
Paying your suppliers' invoices has never been so easy and fast. Also, thanks to the Qonto x Pennylane integration, it's just a click away. You don't even have to drop a file.
For payroll
Payday? Happy days! Export the payroll list in the right format from your HR software and upload it into your Qonto account. Plus, connecting your Qonto account with PayFit gets the job done in a flash.
Instantly across Europe
Send and receive money transfers instantly within the SEPA network. Do you have clients who also use Qonto? Great news: transfers between Qonto accounts are free, unlimited and instantaneous.
And anywhere else, globally
Open up to the world: send and receive international transfers (SWIFT) to up to 58 countries in 25 foreign currencies.
Instantly across Europe
Send and receive money transfers instantly within the SEPA network. Do you have clients who also use Qonto? Great news: transfers between Qonto accounts are free, unlimited and instantaneous.
And anywhere else, globally
Open up to the world: send and receive international transfers (SWIFT) to up to 58 countries in 25 foreign currencies.
Automate your expenses by planning direct debits
Choose SEPA direct debits for taxes, contributions or everyday running costs. Manage your payments easily by allowing your creditors to debit your account.
We accept checks
(France only) Need to cash a check with Qonto? It's easy: just fill out the required information on your app and send us the check at the contact address provided.
Financing to fuel your business
- Get instant funds to finance your invoice payments with Qonto’s own Pay later solution.
- Find longer-term, larger sum financing offers through our network of specialist partners.
- Enjoy a fast-tracked process: no red tape, no paperwork, no waiting weeks for an answer.
Our partners for payment solutions
Qonto partners with Zettle so you can benefit from a smart mobile payment terminal for only €19 (excl. VAT) and a commission of 1.75% per transaction.
Enjoy Apple Pay and Google Pay
- Pay for your business expenses using your Apple and Android devices.
- Make fast, easy and secure payments in a tap or a click
- Order your Qonto card and add it to the Apple Wallet or Google Pay™ to start making mobile payments.
Automate your finances
We develop offers and payment solutions with key partners to complement your Qonto account, so it can continue to satisfy all your business needs.
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