Your full-featured business banking account with an extra pinch of efficiency

Benefit from a French IBAN and all the payment methods you need to manage your business finances.

Cards to simplify your expense management.

Cartes Qonto
  • Virtual cards

    Gain flexibility by ordering a virtual card, once your card is created, you can use it straight away! Plus, you’re only making online purchases? Why would you clutter your wallet with a non-needed physical card?

  • Physical cards for your in-store purchases

    Physical cards allow you to pay for all your expenses, either online or in-store. Benefit from contactless technology for all your expenses.

  • Your business, your limits and permissions

    All Qonto cards, both virtual and physical, can be managed in real-time! Define withdrawal and payment limits and permissions that fit your needs, for your own card or your team members ones.

  • Travel with a free mind

    Qonto Mastercard cards are fitting all needs and uses. All Qonto business Mastercards are coming with insurance that covers business trips in France and abroad.

  • Lock your card temporarily

    Your card just disappeared and you don’t remember where you put it last time. Qonto allows you to lock it temporarily for more security. Once you found it, unlock it to use it again. Definitely lost? Just declare it as lost and then order a new one.

  • Customize your PIN code

    Never forget your PIN code again! Qonto allows the cardholder to choose his card PIN code. Need to change it for any security reasons? Access your Qonto account and go for a new one in a few clicks.

Virtual cards

Virtual cards

Gain flexibility by ordering a virtual card, once your card is created, you can use it straight away! Plus, you’re only making online purchases? Why would you clutter your wallet with a non-needed physical card?

Physical cards

Physical cards for your in-store purchases

Physical cards allow you to pay for all your expenses, either online or in-store. Benefit from contactless technology for all your expenses.

Payment limits settings

Your business, your limits and permissions

All Qonto cards, both virtual and physical, can be managed in real-time! Define withdrawal and payment limits and permissions that fit your needs, for your own card or your team members ones.

Travel insurance

Travel with a free mind

Qonto Mastercard cards are fitting all needs and uses. All Qonto business Mastercards are coming with insurance that covers business trips in France and abroad.

Card settings

Lock your card temporarily

Your card just disappeared and you don’t remember where you put it last time. Qonto allows you to lock it temporarily for more security. Once you found it, unlock it to use it again. Definitely lost? Just declare it as lost and then order a new one.

Code PIN setting

Customize your PIN code

Never forget your PIN code again! Qonto allows the cardholder to choose his card PIN code. Need to change it for any security reasons? Access your Qonto account and go for a new one in a few clicks.

Initiate and receive transfers

  • Get paid by transfer

    Transfers are the most secure and simple way to get paid by your clients, all you have to do is to provide your IBAN. Access your account details anytime from either your web or mobile application. Both of you are Qonto users? Good news then! Transfers between Qonto accounts are free, unlimited and instant!

  • Wire money everywhere in seconds

    Do you need to execute a transfer outside of the Euro Zone? Qonto is making non-Euro payments simpler and cheaper! Wire money in 18 foreign currencies by benefiting from the lowest, real-time exchange rates.

  • Initiate multiple transfers in one click

    Do you want to pay for all your employees' salaries? Save precious time and make bulk transfers in one go.

Wire transfers
Wire transfers

Get paid by transfer

Transfers are the most secure and simple way to get paid by your clients, all you have to do is to provide your IBAN. Access your account details anytime from either your web or mobile application. Both of you are Qonto users? Good news then! Transfers between Qonto accounts are free, unlimited and instant!

Currency transfers

Wire money everywhere in seconds

Do you need to execute a transfer outside of the Euro Zone? Qonto is making non-Euro payments simpler and cheaper! Wire money in 18 foreign currencies by benefiting from the lowest, real-time exchange rates.

Multiple transfers

Initiate multiple transfers in one click

Do you want to pay for all your employees' salaries? Save precious time and make bulk transfers in one go.

Discover our other features

The history of your business expenses and incomes

Pay by Direct Debit

You won’t forget to pay any taxes or other regular payments anymore. By allowing your creditors to charge your current account automatically, you make your billing and payment management much easier.

The history of your business expenses and incomes

Deposit your clients' checks

Qonto allows you to deposit checks in case your customers have no other available payment option. Nothing's easier! Fill in the check information then send us your check by mail to the address that appears on your screen.

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Ready?

Are you ready to open a business account for your company? Qonto is the business account that you need!