Transparent pricing

Create your account 100% online in 10 minutes.
30 days free trial, no commitment

Standard

€29

/mo (excl. VAT)

Choose this plan
5 users max
2 physical debit cards
2 virtual debit cards
100 SEPA transfers or Direct Debits
3 checks to cash / month
Transaction categorization (custom labels)
Pre-entry of transfers by employees
Automatic VAT detection on invoices
Dedicated VIP support

Standard Package Details

All prices exclude VAT
Included in this plan:
2 physical Mastercard debit cards
2 virtual Mastercard debit cards
Cards with business insurance guarantees
Unlimited payments in euros
Real-time cards settings (limits and options)
Included in this plan:
Additional physical card: €5 / month
Additional virtual card: €2 / month
Non-EUR card transactions: 2% / transaction
ATM withdrawal: €1 / withdrawal
Additional card printing and delivery fee: €6
Choose this plan
Included in this plan:
French IBAN
100 incoming and outgoing transfers or SEPA Direct Debits / month
No movement commission on transfers and SEPA Direct Debits
Unlimited transfers in euros or other currencies
Included in this plan:
Beyond: €0.40 / additional transfer
Non-EUR outgoing transfers: 1% / transaction
Bulk transfers (XML)
Choose this plan
Included in this plan:
3 checks to cash
Included in this plan:
Additional check deposit cost: €2 / check
Choose this plan
Included in this plan:
Dedicated accountant access
Unlimited transactions and receipts history
Real-time receipts attachement through the web or mobile app
Smart transactions filters
CSV export (for your expenses) or PDF (bills, bank statement)
Choose this plan
Included in this plan:
Web and mobile applications
Different roles & permissions:
admin / employee / accountant
Financial dashboards for efficient business management
Choose this plan
Included in this plan:
Customer support per email within 15 minutes of average response time
Choose this plan
Included in this plan:
Confirmation letter: €45
Irregularity management: €10
Irregular account activity: €150
Unpaid check deposit cost: €25
SEPA Creditor Identifier: €75
Choose this plan

Premium

€99

/mo (excl. VAT)

Choose this plan
Unlimited number of users
5 physical debit cards
5 virtual debit cards
500 SEPA transfers or Direct Debits
10 checks to cash / month
Transaction categorization (custom labels)
Pre-entry of transfers by employees
Automatic VAT detection on invoices
Dedicated VIP support

Premium package details

All prices exclude VAT
Included in this plan:
5 physical Mastercard debit cards
5 virtual Mastercard debit cards
Cards with business insurance guarantees
Unlimited payments in euros
Real-time cards settings (limits and options)
Included in this plan:
Additional physical card: €5 / month
Additional virtual card: €2 / month
Non-EUR card transactions: 2% / transaction
ATM withdrawal: €1 / withdrawal
Additional card printing and delivery fee: €6
Choose this plan
Included in this plan:
French IBAN
500 incoming and outgoing transfers or SEPA Direct Debits / month
No movement commission on transfers and SEPA Direct Debits
Unlimited transfers in euros or other currencies
Included in this plan:
Beyond: €0.25 / additional transfer
Non-EUR outgoing transfers: 1% / transaction
Bulk transfers (XML)
Choose this plan
Included in this plan:
10 checks to cash
Included in this plan:
Additional check deposit cost: €2 / check
Choose this plan
Included in this plan:
Dedicated accountant access
Unlimited transactions and receipts history
Real-time receipts attachement through the web or mobile app
Smart transactions filters
CSV export (for your expenses) or PDF (bills, bank statement)
Transaction categorization (custom labels)
Automatic VAT detection on invoices
Choose this plan
Included in this plan:
Web and mobile applications
Different roles & permissions:
admin / employee / accountant
Financial dashboards for efficient business management
Choose this plan
Included in this plan:
Dedicated VIP support per email and phone
Choose this plan
Included in this plan:
Confirmation letter: €45
Irregularity management: €10
Irregular account activity: €150
Unpaid check deposit cost: €25
SEPA Creditor Identifier: €75
Choose this plan

Corporate

€299

/mo (excl. VAT)

Contact us
Unlimited number of users
15 physical debit cards
15 virtual debit cards
2000 SEPA transfers or Direct Debits
10 check deposits / month
Transaction categorization (custom labels)
Pre-entry of transfers by employees
Automatic VAT detection on invoices
Dedicated VIP support

Business Package Details

All prices exclude VAT
Included in this plan:
15 physical Mastercard debit cards
15 virtual Mastercard debit cards
Cards with business insurance guarantees
Unlimited payments in euros
Real-time cards settings (limits and options)
Included in this plan:
Additional physical card: €5 / month
Additional virtual card: €2 / month
Non-EUR card transactions: 2% / transaction
ATM withdrawal: €1 / withdrawal
Additional card printing and delivery fee: €6
Contact us
Included in this plan:
French IBAN
2000 incoming and outgoing transfers or SEPA Direct Debits / month
No movement commission on transfers and SEPA Direct Debits
Unlimited transfers in euros or other currencies
Included in this plan:
Beyond: €0.15 / additional transfer
Non-EUR outgoing transfers: 1% / transaction
Bulk transfers (XML)
Contact us
Included in this plan:
10 checks to cash
Included in this plan:
Additional check deposit cost: €2 / check
Contact us
Included in this plan:
Dedicated accountant access
Unlimited transactions and receipts history
Real-time receipts attachement through the web or mobile app
Smart transactions filters
CSV export (for your expenses) or PDF (bills, bank statement)
Transaction categorization (custom labels)
Automatic VAT detection on invoices
Contact us
Included in this plan:
Web and mobile applications
Different roles & permissions:
admin / employee / accountant
Financial dashboards for efficient business management
Contact us
Included in this plan:
Dedicated VIP support per email and phone
Contact us
Included in this plan:
Confirmation letter: €45
Irregularity management: €10
Irregular account activity: €150
Unpaid check deposit cost: €25
SEPA Creditor Identifier: €75
Contact us

Details of each plan

All prices exclude VAT
Standard
Included in this plan:
2 physical Mastercard debit cards
2 virtual Mastercard debit cards
Cards with business insurance guarantees
Unlimited payments in euros
Real-time cards settings (limits and options)
Options:
Additional physical card: €5 / month
Additional virtual card: €2 / month
Non-EUR card transactions: 2% / transaction
ATM withdrawal: €1 / withdrawal
Additional card printing and delivery fee: €6
Choose this plan
Premium
Included in this plan:
5 physical Mastercard debit cards
5 virtual Mastercard debit cards
Cards with business insurance guarantees
Unlimited payments in euros
Real-time cards settings (limits and options)
Options:
Additional physical card: €5 / month
Additional virtual card: €2 / month
Non-EUR card transactions: 2% / transaction
ATM withdrawal: €1 / withdrawal
Additional card printing and delivery fee: €6
Choose this plan
Corporate
Included in this plan:
15 physical Mastercard debit cards
15 virtual Mastercard debit cards
Cards with business insurance guarantees
Unlimited payments in euros
Real-time cards settings (limits and options)
Options:
Additional physical card: €5 / month
Additional virtual card: €2 / month
Non-EUR card transactions: 2% / transaction
ATM withdrawal: €1 / withdrawal
Additional card printing and delivery fee: €6
Contact us
Standard
Included in this plan:
French IBAN
100 incoming and outgoing transfers or SEPA Direct Debits / month
No movement commission on transfers and SEPA Direct Debits
Unlimited transfers in euros or other currencies
Options:
Beyond: €0.40 / additional transfer
Non-EUR outgoing transfers: 1% / transaction
Bulk transfers (XML)
Choose this plan
Premium
Included in this plan:
French IBAN
500 incoming and outgoing transfers or SEPA Direct Debits / month
No movement commission on transfers and SEPA Direct Debits
Unlimited transfers in euros or other currencies
Options:
Beyond: €0.25 / additional transfer
Non-EUR outgoing transfers: 1% / transaction
Bulk transfers (XML)
Choose this plan
Corporate
Included in this plan:
French IBAN
2000 incoming and outgoing transfers or SEPA Direct Debits / month
No movement commission on transfers and SEPA Direct Debits
Unlimited transfers in euros or other currencies
Options:
Beyond: €0.15 / additional transfer
Non-EUR outgoing transfers: 1% / transaction
Bulk transfers (XML)
Contact us
Standard
Included in this plan:
3 checks to cash
Options:
Additional check deposit cost: €2 / check
Choose this plan
Premium
Included in this plan:
10 checks to cash
Options:
Additional check deposit cost: €2 / check
Choose this plan
Corporate
Included in this plan:
10 checks to cash
Options:
Additional check deposit cost: €2 / check
Contact us
Standard
Included in this plan:
Dedicated accountant access
Unlimited transactions and receipts history
Real-time receipts attachement through the web or mobile app
Smart transactions filters
CSV export (for your expenses) or PDF (bills, bank statement)
Choose this plan
Premium
Included in this plan:
Dedicated accountant access
Unlimited transactions and receipts history
Real-time receipts attachement through the web or mobile app
Smart transactions filters
CSV export (for your expenses) or PDF (bills, bank statement)
Transaction categorization (custom labels)
Automatic VAT detection on invoices
Choose this plan
Corporate
Included in this plan:
Dedicated accountant access
Unlimited transactions and receipts history
Real-time receipts attachement through the web or mobile app
Smart transactions filters
CSV export (for your expenses) or PDF (bills, bank statement)
Transaction categorization (custom labels)
Automatic VAT detection on invoices
Contact us
Standard
Included in this plan:
Web and mobile applications
Different roles & permissions:
admin / employee / accountant
Financial dashboards for efficient business management
Choose this plan
Premium
Included in this plan:
Web and mobile applications
Different roles & permissions:
admin / employee / accountant
Financial dashboards for efficient business management
Choose this plan
Corporate
Included in this plan:
Web and mobile applications
Different roles & permissions:
admin / employee / accountant
Financial dashboards for efficient business management
Contact us
Standard
Included in this plan:
Customer support per email within 15 minutes of average response time
Choose this plan
Premium
Included in this plan:
Dedicated VIP support per email and phone
Choose this plan
Corporate
Included in this plan:
Dedicated VIP support per email and phone
Contact us
Standard
Confirmation letter: €45
Irregularity management: €10
Irregular account activity: €150
Unpaid check deposit cost: €25
SEPA Creditor Identifier: €75
Choose this plan
Premium
Confirmation letter: €45
Irregularity management: €10
Irregular account activity: €150
Unpaid check deposit cost: €25
SEPA Creditor Identifier: €75
Choose this plan
Corporate
Confirmation letter: €45
Irregularity management: €10
Irregular account activity: €150
Unpaid check deposit cost: €25
SEPA Creditor Identifier: €75
Contact us

Solo

€9

/mo (excl. VAT)

Choose this plan
1 user max
1 Mastercard card included
20 SEPA transfers or Direct Debits
Unlimited card transactions
Check deposits in option
Cards with business insurance guarantees
Unlimited transactions and receipts history

Pricing details

All prices exclude VAT
Included in this plan:
1 physical Mastercard debit card
Card with business insurance guarantees
Unlimited payments in euros
Real-time cards settings (limits and options)
Included in this plan:
Additional physical card : €5 / month
Additional virtual card : €2 / month
Non-EUR card transactions: 2% / transaction
ATM withdrawal: €1 / withdrawal
Additional card printing and delivery fee: €6
Choose this plan
Included in this plan:
French IBAN
20 incoming and outgoing transfers or SEPA Direct Debits / month
No movement commission on transfers and SEPA Direct Debits
Unlimited transfers in euros or other currencies
Included in this plan:
Beyond: €0.50 / addtionnal transfer
Non-EUR outgoing transfers: 1% / transaction
Choose this plan
Included in this plan:
Additional check deposit cost: €2 / check
Choose this plan
Included in this plan:
Unlimited transactions and receipts history
Real-time receipts attachement through the web or mobile app
Smart transactions filters
CSV export (for your expenses) or PDF (bills, bank statement)
Choose this plan
Included in this plan:
Web and mobile applications
Financial dashboards for efficient business management
Choose this plan
Included in this plan:
Customer support per email within 15 minutes of average response time
Choose this plan
Included in this plan:
Confirmation letter: €45
Irregularity management: €10
Irregular account activity: €150
Unpaid check deposit: €25
SEPA Creditor Identifier: €75
Choose this plan

Pricing details

All prices exclude VAT
Solo
Included in this plan:
1 physical Mastercard debit card
Card with business insurance guarantees
Unlimited payments in euros
Real-time cards settings (limits and options)
Options:
Additional physical card : €5 / month
Additional virtual card : €2 / month
Non-EUR card transactions: 2% / transaction
ATM withdrawal: €1 / withdrawal
Additional card printing and delivery fee: €6
Choose this plan
Solo
Included in this plan:
French IBAN
20 incoming and outgoing transfers or SEPA Direct Debits / month
No movement commission on transfers and SEPA Direct Debits
Unlimited transfers in euros or other currencies
Options:
Beyond: €0.50 / addtionnal transfer
Non-EUR outgoing transfers: 1% / transaction
Choose this plan
Solo
Options:
Additional check deposit cost: €2 / check
Choose this plan
Solo
Included in this plan:
Unlimited transactions and receipts history
Real-time receipts attachement through the web or mobile app
Smart transactions filters
CSV export (for your expenses) or PDF (bills, bank statement)
Choose this plan
Solo
Included in this plan:
Web and mobile applications
Financial dashboards for efficient business management
Choose this plan
Solo
Included in this plan:
Customer support per email within 15 minutes of average response time
Choose this plan
Solo
Confirmation letter: €45
Irregularity management: €10
Irregular account activity: €150
Unpaid check deposit: €25
SEPA Creditor Identifier: €75
Choose this plan

Solo pack

Capital deposit
12 months of Solo plan
€120
Annual payment (excl. VAT)
You save €38
Choose this plan

Solo plan

€50
(excl. VAT)
Capital deposit
€9
/mo (excl. VAT)
Commitment-free
Choose this plan

Solo Package Details

Available to French companies
(learn more about requirements)
Included in this plan:
1 physical Mastercard debit card
Card with business insurance guarantees
Unlimited payments in euros
Real-time cards settings (limits and options)
Included in this plan:
Additional physical card : €5 / month
Additional virtual card : €2 / month
Non-EUR card transactions: 2% / transaction
ATM withdrawal: €1 / withdrawal
Additional card printing and delivery fee: €6
Choose this plan
Included in this plan:
French IBAN
20 incoming and outgoing transfers or SEPA Direct Debits / month
No movement commission on transfers and SEPA Direct Debits
Unlimited transfers in euros or other currencies
Included in this plan:
Beyond: €0.50 / addtionnal transfer
Non-EUR outgoing transfers: 1% / transaction
Bulk transfers (XML)
Choose this plan
Included in this plan:
no check deposists included
Included in this plan:
Additional check deposit cost: €2 / check
Choose this plan
Included in this plan:
Unlimited transactions and receipts history
Real-time receipts attachement through the web or mobile app
Smart transactions filters
CSV export (for your expenses) or PDF (bills, bank statement)
Choose this plan
Included in this plan:
Web and mobile applications
Financial dashboards for efficient business management
Choose this plan
Included in this plan:
Customer support per email within 15 minutes of average response time
Choose this plan
Included in this plan:
Confirmation letter: €45
Irregularity management: €10
Irregular account activity: €150
Unpaid check deposit: €25
SEPA Creditor Identifier: €75
Choose this plan

Standard pack

Capital deposit
12 months of Standard plan
€300
Annual payment (excl. VAT)
You save €98
Choose this plan

Standard plan

€50
(excl. VAT)
Capital deposit
€29
/mo (excl. VAT)
Commitment-free
Choose this plan

Standard Package Details

Available to French companies
(learn more about requirements)
Included in this plan:
2 physical Mastercard debit cards
2 virtual Mastercard debit cards
Cards with business insurance guarantees
Unlimited payments in euros
Real-time cards settings (limits and options)
Included in this plan:
Additional physical card : €5 / month
Additional virtual card : €2 / month
Non-EUR card transactions: 2% / transaction
ATM withdrawal: €1 / withdrawal
Additional card printing and delivery fee: €6
Choose this plan
Included in this plan:
French IBAN
100 incoming and outgoing transfers or SEPA Direct Debits / month
No movement commission on transfers and SEPA Direct Debits
Included in this plan:
Beyond: €0.40 / addtionnal transfer
Non-EUR outgoing transfers: 1% / transaction
Bulk transfers (XML)
Choose this plan
Included in this plan:
3 check to cash / month
Included in this plan:
Additional check deposit cost: €2 / check
Choose this plan
Included in this plan:
Dedicated accountant access
Unlimited transactions and receipts history
Real-time receipts attachement through the web or mobile app
CSV export (for your expenses) or PDF (bills, bank statement)
Smart transactions filters
Choose this plan
Included in this plan:
Web and mobile applications
Different roles & permissions:
admin / employee / accountant
Financial dashboards for efficient business management
Choose this plan
Included in this plan:
Customer support per email within 15 minutes of average response time
Choose this plan
Included in this plan:
Confirmation letter: €45
Irregularity management: €10
Irregular account activity: €150
Unpaid check deposit: €25
SEPA Creditor Identifier: €75
Choose this plan

You can also deposit your capital without benefiting from the pack:

Solo plan

€50
(excl. VAT)
Capital deposit
€9
/mo (excl. VAT)
Commitment-free
Choose this plan

Standard plan

€50
(excl. VAT)
Capital deposit
€29
/mo (excl. VAT)
Commitment-free
Choose this plan

Details of each plan

Available to French companies
(learn more about requirements)
Solo
Included in this plan:
1 physical Mastercard debit card
Card with business insurance guarantees
Unlimited payments in euros
Real-time cards settings (limits and options)
Options:
Additional physical card : €5 / month
Additional virtual card : €2 / month
Non-EUR card transactions: 2% / transaction
ATM withdrawal: €1 / withdrawal
Additional card printing and delivery fee: €6
Choose this plan
Standard
Included in this plan:
2 physical Mastercard debit cards
2 virtual Mastercard debit cards
Cards with business insurance guarantees
Unlimited payments in euros
Real-time cards settings (limits and options)
Options:
Additional physical card : €5 / month
Additional virtual card : €2 / month
Non-EUR card transactions: 2% / transaction
ATM withdrawal: €1 / withdrawal
Additional card printing and delivery fee: €6
Choose this plan
Solo
Included in this plan:
French IBAN
20 incoming and outgoing transfers or SEPA Direct Debits / month
No movement commission on transfers and SEPA Direct Debits
Unlimited transfers in euros or other currencies
Options:
Beyond: €0.50 / addtionnal transfer
Non-EUR outgoing transfers: 1% / transaction
Bulk transfers (XML)
Choose this plan
Standard
Included in this plan:
French IBAN
100 incoming and outgoing transfers or SEPA Direct Debits / month
No movement commission on transfers and SEPA Direct Debits
Options:
Beyond: €0.40 / addtionnal transfer
Non-EUR outgoing transfers: 1% / transaction
Bulk transfers (XML)
Choose this plan
Solo
Included in this plan:
no check deposists included
Options:
Additional check deposit cost: €2 / check
Choose this plan
Standard
Included in this plan:
3 check to cash / month
Options:
Additional check deposit cost: €2 / check
Choose this plan
Solo
Included in this plan:
Unlimited transactions and receipts history
Real-time receipts attachement through the web or mobile app
Smart transactions filters
CSV export (for your expenses) or PDF (bills, bank statement)
Choose this plan
Standard
Included in this plan:
Dedicated accountant access
Unlimited transactions and receipts history
Real-time receipts attachement through the web or mobile app
CSV export (for your expenses) or PDF (bills, bank statement)
Smart transactions filters
Choose this plan
Solo
Included in this plan:
Web and mobile applications
Financial dashboards for efficient business management
Choose this plan
Standard
Included in this plan:
Web and mobile applications
Different roles & permissions:
admin / employee / accountant
Financial dashboards for efficient business management
Choose this plan
Solo
Included in this plan:
Customer support per email within 15 minutes of average response time
Choose this plan
Standard
Included in this plan:
Customer support per email within 15 minutes of average response time
Choose this plan
Solo
Confirmation letter: €45
Irregularity management: €10
Irregular account activity: €150
Unpaid check deposit: €25
SEPA Creditor Identifier: €75
Choose this plan
Standard
Confirmation letter: €45
Irregularity management: €10
Irregular account activity: €150
Unpaid check deposit: €25
SEPA Creditor Identifier: €75
Choose this plan

Frequently asked questions

Is Qonto a bank?

Qonto is a payment institution supervised by the Banque de France (under number CIB 16958). We allow existing companies as well as companies that are under the registration process to benefit from a current account and all the means of payment they need to run their activity efficiently (physical and virtual cards, debits, transfers, check deposits). More than 40,000 French SMEs have already chosen to join Qonto to efficiently manage team expenses. It is secure and integrated into your work ecosystem – also providing a competent customer service. As a regulated payment institution, all of our clients' funds are secured by our partner Crédit Mutuel Arkéa and covered by the Fonds de Garantie des Dépôts et Résolution (FGDR) to up to € 100,000. Unlike a traditional bank account, a Qonto account can’t be a debtor and doesn’t allow cash deposit.

Who can open an account on Qonto?

Qonto is made for all professionals and companies looking for financial and accounting management optimization. Business current account openings are currently accessible to companies registered in France (SA, SAS, SASU, SARL, SC & SCI, EURL, liberal professions, micro-entreprises). Qonto also facilitates the creation of businesses by giving future entrepreneurs the opportunity to open an account and execute the initial share capital deposit (excluding SCI and overseas departments and territories) necessary for the registration (along with the Kbis and SIREN number obtention).

How to open a Qonto account?

For existing companies or the ones under registration, the Qonto account opening process is 100% online and will take you less than 15 minutes. All you need to do is to upload your identification documents and a proof of residency from owners and shareholders. Once your account is validated you can order your card(s) and manage your business finances in a few clicks. The account will be validated within less than 24 business hours for an existing company. Companies under registration will receive the funds' deposit certificate per email within 72 hours after the capital deposit (the original version is sent by registered mail).