Clear and transparent pricing

check No hidden fees check 30 days free trial, no commitment
Standard €29 /month (excl. VAT) Choose this plan
Current account
5 users
2 One physical cards included Then €5 (excl. VAT) / additional physical card
2 One virtual cards included Then €2 (excl. VAT) / additional virtual card
100 SEPA transfers and direct debits / 30-day rolling period Then €0.40 (excl. VAT) / additional transaction
1% fee on outgoing transfers in foreign currencies
3 checks to cash / 30-day rolling period Then €2 (excl. VAT) / additional check to cash
French IBAN
ACCOUNTING AND EXPENSES
Customized access for your Admins, members and accountant
Unlimited transaction history
Real-time transaction history
Upload payment receipts
Automatics VAT detection
Add custom labels to categorize transactions
CSV, PDF and QIF transaction exports
Pre-entry of transfers by employees
Bulk transfers
Dedicated VIP support
See less features
See all features
Premium €99 /month (excl. VAT) Choose this plan
Current account
Unlimited users
5 One physical cards included Then €5 (excl. VAT) / additional physical card
5 One virtual cards included Then €2 (excl. VAT) / additional virtual card
500 SEPA transfers and direct debits / 30-day rolling period Then €0.25 (excl. VAT) / additional transaction
1% fee on outgoing transfers in foreign currencies
10 checks to cash / 30-day rolling period Then €2 (excl. VAT) / additional check to cash
French IBAN
ACCOUNTING AND EXPENSES
Customized access for your Admins, members and accountant
Unlimited transaction history
Real-time transaction history
Upload payment receipts
Automatics VAT detection
Add custom labels to categorize transactions
CSV, PDF and QIF transaction exports
Pre-entry of transfers by employees
Bulk transfers
Dedicated VIP support
See less features
See all features
Corporate €299 /month (excl. VAT) Choose this plan
Current account
Unlimited users
15 One physical cards included Then €5 (excl. VAT) / additional physical card
15 One virtual cards included Then €2 (excl. VAT) / additional virtual card
2,000 SEPA transfers and direct debits / 30-day rolling period Then €0.15 (excl. VAT) / additional transaction
1% fee on outgoing transfers in foreign currencies
10 checks to cash / 30-day rolling period Then €2 (excl. VAT) / additional check to cash
French IBAN
ACCOUNTING AND EXPENSES
Customized access for your Admins, members and accountant
Unlimited transaction history
Real-time transaction history
Upload payment receipts
Automatics VAT detection
Add custom labels to categorize transactions
CSV, PDF and QIF transaction exports
Pre-entry of transfers by employees
Bulk transfers
Dedicated VIP support
See less features
See all features
Standard
€29 /month (excl. VAT)
Choose this plan
Premium
€99 /month (excl. VAT)
Choose this plan
Corporate
€299 /month (excl. VAT)
Contact us
Current account
Number of users
5
Unlimited
Unlimited
One physical cards included
2 Then €5 (excl. VAT) / additional card
5 Then €5 (excl. VAT) / additional card
15 Then €5 (excl. VAT) / additional card
One virtual cards included
2 Then €2 (excl. VAT) / additional card
5 Then €2 (excl. VAT) / additional card
15 Then €2 (excl. VAT) / additional card
SEPA transfers and direct debits 30-day rolling period
100 Then €0.40 (excl. VAT) / additional transaction
500 Then €0.25 (excl. VAT) / additional transaction
2,000 Then €0.15 (excl. VAT) / additional transaction
Outgoing transfers in foreign currencies per transaction
1%
1%
1%
Checks to cash 30-day rolling period
3 included Then €2 (excl. VAT) / additional check
10 Then €2 (excl. VAT) / additional check
10 Then €2 (excl. VAT) / additional check
IBAN
French
French
French
See all features Arrow down
Accounting and expenses
Customized access for your Admins, members and accountant.
Unlimited transaction history
Real-time transaction history
Upload payment receipts
Automatic VAT detection
Add custom labels to categorize transactions
CSV, PDF and QIF transaction exports
Pre-entry of transfers by employees
Bulk transfers
Dedicated VIP support
See less features Arrow up
To find out more about special operations fees, click here.

Flexible cards that fit all teams needs

Qonto cards are configurable in real time and can be adapted to individual needs
One Qonto One Included
Mastercard Business Debit
Free card payments in euros
2% fee on card payments in foreign currencies
Up to €20,000 payment limit / 30-day rolling period
€1 (excl. VAT) / withdrawal
Up to €1,000 ATM withdrawal limit / 30-day rolling period
Business One Guarantees
Plus Qonto Plus + €6 /month (excl. VAT)
Mastercard World Business Debit
Free card payments in euros
1% fee on card payments in foreign currencies
Up to €40,000 payment limit / 30-day rolling period
5 free ATM withdrawals Then €1 (excl. VAT) / ATM withdrawal
Up to €2,000 ATM withdrawal limit / 30-day rolling period
Business Plus Guarantees
One One
Included
Plus Plus
+ €6 /month (excl. VAT)
Card type
Business Debit
World Business Debit
Card payments in euros
Free
Free
Card payments in foreign currencies per transaction
2%
1%
Card payment limits 30-day rolling period
€20,000
€40,000
ATM withdrawals
€1 (excl. VAT) / withdrawal
5 free withdrawals Then €1 (excl. VAT) / withdrawal
ATM withdrawal limits 30-day rolling period
€1,000
€2,000
Insurance and assistance
Qonto cardholders are protected from the worries of everyday life.
Business One Guarantees
Business Plus Guarantees
To find out more about Qonto cards insurance, click here.
Solo One Qonto One €9 /month (excl. VAT) Choose this plan
Mastercard Business Debit
Free card payments in euros
2% fee on card payments in foreign currencies
Up to €20,000 payment limit / 30-day rolling period
€1 (excl. VAT) / withdrawal
Up to €1,000 ATM withdrawal limit / 30-day rolling period
Business One Guarantees
Current account
1 user
1 One physical card included (Then €5 (excl. VAT) / additional card)
One virtual cards: €2 (excl. VAT)
20 monthly SEPA transfers and direct debits / 30-day rolling period (then €0.50 excl. VAT / additional transfer)
Outgoing transfers in foreign currencies: 1% per transaction
Checks to cash: €2 (excl. VAT)
French IBAN
Accounting and expenses
Unlimited transaction history
Real-time transaction history
Upload payment receipts
CSV, PDF and QIF transaction exports
See less features
See all features
Solo Plus Qonto Plus €15 /month (excl. VAT) Choose this plan
Mastercard World Business Debit
Free card payments in euros
1% fee on card payments in foreign currencies
Up to €40,000 payment limit / 30-day rolling period
5 free ATM withdrawals Then €1 (excl. VAT) / withdrawal
Up to €2,000 ATM withdrawal limit / 30-day rolling period
Business Plus Guarantees
Current account
1 user
1 One physical card included (Then €5 (excl. VAT) / additional card)
One virtual cards: €2 (excl. VAT)
20 monthly SEPA transfers and direct debits / 30-day rolling period (then €0.50 excl. VAT / additional transfer)
Outgoing transfers in foreign currencies: 1% per transaction
Checks to cash: €2 (excl. VAT)
French IBAN
Accounting and expenses
Unlimited transaction history
Real-time transaction history
Upload payment receipts
CSV, PDF and QIF transaction exports
See less features
See all features
Solo One One
€9 /month (excl. VAT)
Choose this plan
Solo Plus Plus
€15 /month (excl. VAT)
Choose this plan
Card type
Business Debit
World Business Debit
Card payments in Euros
Free
Free
Foreign currency payment fees per transaction
2%
1%
Card payment limits 30-day rolling period
€20,000
€40,000
ATM withdrawal
€1 (excl. VAT) / withdrawal
5 free withdrawals Then €1 (excl. VAT) / withdrawal
ATM withdrawal limits 30-day rolling period
€1,000
€2,000
Insurance and assistance
Qonto cardholders are protected from the worries of everyday life.
Business One Guarantees
Business Plus Guarantees
Current account
1 user
1 One physical card included (then €5 excl. VAT / additional card)
One virtual cards: €2 (excl. VAT) / card
20 monthly SEPA transfers and direct debits / 30-day rolling period (then €0.5 excl. VAT / additional transfer)
Outgoing transfers in foreign currencies: 1% / transaction
Checks to cash: €2 (excl. VAT) / check
French IBAN
Accounting and expenses
Unlimited transaction history
Real-time transaction history
Upload payment receipts
CSV, PDF and QIF transaction exports
To find out more about special operations fees, click here.
To find out more about Qonto cards insurance, click here.
Solo pack
Included in this pack Capital deposit
12 months of Solo plan
€120 Annual payment (excl. VAT) You save €38
Choose this pack
Current account
1 user
1 One physical card included Then €5 (excl. VAT) / additional One card
€2 (excl. VAT) / virtual card
20 SEPA transfers and direct debits / 30-day rolling period Then €0.50 (excl. VAT) / additional transaction
1% fee on outgoing transfers in foreign currencies
€2 (excl. VAT) / check to cash
French IBAN
ACCOUNTING AND EXPENSES
Unlimited transaction history
Real-time transaction history
Upload payment receipts
CSV, PDF and QIF transaction exports
See less features
See all features
You can also deposit your capital
without benefiting from the pack:
Solo plan
Without the pack
€50
€9
Capital deposit
/month (excl. VAT)
Commitment-free
Choose this plan
Standard pack
Included in this pack Capital deposit
12 months of Standard plan
€300 Annual payment (excl. VAT) You save €98
Choose this pack
Current account
5 users
2 One physical cards included Then €5 (excl. VAT) / additional physical card
2 One virtual cards included Then €2 (excl. VAT) / additional virtual card
100 SEPA transfers and direct debits / 30-day rolling period Then €0.40 (excl. VAT) / additional transaction
1% fee on outgoing transfers in foreign currencies
3 checks to cash / 30-day rolling period Then €2 (excl. VAT) / additional check to cash
French IBAN
ACCOUNTING AND EXPENSES
Customized access for your Admins, members and accountant
Unlimited transaction history
Real-time transaction history
Upload payment receipts
Automatics VAT detection
Add custom labels to categorize transactions
CSV, PDF and QIF transaction exports
Pre-entry of transfers by employees
Bulk transfers
See less features
See all features
You can also deposit your capital
without benefiting from the pack:
Standard plan
Without the pack
€50
€29
Capital deposit
/month (excl. VAT)
Commitment-free
Choose this plan
Solo pack
Included in this pack Capital deposit
12 months of Solo plan
€120 Annual payment (excl. VAT) You save €38
Choose this pack
Standard pack
Included in this pack Capital deposit
12 months of Standard plan
€300 Annual payment (excl. VAT) You save €98
Choose this pack
Current account
Number of users
1
5
One physical cards
1 included Then €5 (excl. VAT) / additional card
2 included Then €5 (excl. VAT) / additional card
One virtual cards
€2 (excl. VAT) / card
2 included Then €2 (excl. VAT) / additional card
SEPA transfers and direct debits 30-day rolling period
20 Then €0.50 (excl. VAT) / additional transaction
100 Then €0.40 (excl. VAT) / additional transaction
Outgoing transfers in foreign currencies per transaction
1%
1%
Checks to cash 30-day rolling period
€2 (excl. VAT) / check
3 included Then €2 (excl. VAT) / additional check
IBAN
French
French
See all features Arrow down
Accounting and expenses
Customized access for your Admins, members and accountant.
Unlimited transaction history
Real-time transaction history
Upload payment receipts
Automatic VAT detection
Add custom labels to categorize transactions
CSV, PDF and QIF transaction exports
Pre-entry of transfers by employees
Bulk transfers
See less features Arrow up
To find out more about special operations fees, click here.
You can also deposit your capital
without benefiting from the pack:
Solo plan
Without the pack
€50
€9
Capital deposit
/month (excl. VAT)
Commitment-free
Choose this plan
Standard plan
Without the pack
€50
€29
Capital deposit
/month (excl. VAT)
Commitment-free
Choose this plan

Frequently asked questions

Is Qonto a bank?

Qonto is a payment institution supervised by the Banque de France (under number CIB 16958). We allow existing companies as well as companies that are under the registration process to benefit from a current account and all the means of payment they need to run their activity efficiently (physical and virtual cards, debits, transfers, check deposits). More than 50,000 SMEs have already chosen to join Qonto to efficiently manage team expenses. It is secure and integrated into your work ecosystem – also providing a competent customer service. As a regulated payment institution, all of our clients' funds are secured by our partner Crédit Mutuel Arkéa and covered by the Fonds de Garantie des Dépôts et Résolution (FGDR) to up to € 100,000. Unlike a traditional bank account, a Qonto account can’t be a debtor and doesn’t allow cash deposit.

Who can open an account on Qonto?

Qonto is made for all professionals and companies looking for financial and accounting management optimization. Business current account openings are currently accessible to companies registered in France (SA, SAS, SASU, SARL, SC & SCI, EURL, liberal professions, micro-entreprises). Qonto also facilitates the creation of businesses by giving future entrepreneurs the opportunity to open an account and execute the initial share capital deposit (excluding SCI and overseas departments and territories) necessary for the registration (along with the Kbis and SIREN number obtention).

How to open a Qonto account?

For existing companies or the ones under registration, the Qonto account opening process is 100% online and will take you less than 15 minutes. All you need to do is to upload your identification documents and a proof of residency from owners and shareholders. Once your account is validated you can order your card(s) and manage your business finances in a few clicks. The account will be validated within less than 24 business hours for an existing company. Companies under registration will receive the funds' deposit certificate per email within 72 hours after the capital deposit (the original version is sent by registered mail).