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Manage your teams' finances seamlessly

Employees number *

Efficient teams

Create physical Mastercards for your team members or virtual cards for one-time payments. Adjust card payment limits and monitoring expenses while providing agility for your team.

Physical or virtual cards

For in-store and online purchases. Your employees won't need to advance expenses anymore.

Manageable cards

Adjust payment limits or suspend cards in real-time. As easy as it should be!


Your team expenses are centralized and can be monitored in real-time. You're always in control while keeping your team independent.

Real-time dashboards

Monitor expenses, by user or category. Your account balance is ajusted in real-time, after each transaction.

Access and roles

Each user has access to its own transactions. External role for your accountant. We have you covered.

Accounting made easy

We make your finance director and your accountant happy. They don't have to chase receipts at the end of the month anymore!

100% online - Paperless

Attach your receipts directly in the app to make accounting easy.

Categorisation & VAT

Automated VAT calculation and auto-categorisation


Compatible with all accounting tools

Used by the best teams

“I was looking for the banking SaaS: I definitely found it! Bonus: with the dashboards, you get a clear vision of your cashflow in a glance.”


Charles Lefebvre du Prey

COO @LiveMentor

“Qonto is a incredible time-saver for our day-to-day activity, whether for the incoming payments, our transfers or our expenses monitoring.”

Timothée Emery

CEO @Youshould

“Managing our providers and team expenses is simple, quick and fun since we use Qonto! Icing on the cake: the 5-star customer support.”

Thibaut Dumontet

CEO @Deligreens

“I discovered Qonto with The Family. It's awesome, I have never seen anything so simple! I highly recommend it to all the entrepreneurs I meet.”

Olivier Ramel

CEO @Kymono

More than a simple expenses manager

French IBAN

Physical or virtual cards for in-store and online purchases.


Transfers in 18 currencies, one-time, scheduled, standing or in batch.

Direct debits

Simple SEPA direct debits or SDD B2B for enhanced protection.


Physical or virtual cards for in-store and online purchases.

Unlimited history

You can access all your transactions. No limits.

Categorisation & VAT

Automated VAT calculation and auto-categorisation

Accounting exports

Unlimited and compatible with all accounting tools

Roles management

Teams or accountant, we have your covered.


Use your Qonto IBAN to get payed with Stripe or GoCardless

Transparent pricing

Price grid simple and clear, no hidden costs. All is under control.

Responsive support

30 minutes average response time to all enquiries

Safe funds

Safe funds on a escrow account. We can't touch them!

Practical information sheets
to make your life easier!