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Easy business banking

The banking alternative for
startups entrepreneurs freelancers agile teams SMEs

All you need to run your finances effectively

Open a fully featured account in less than 5 minutes

Sign up in 5 minutes

Paperless registration for both existing companies and companies under registration.

Get an IBAN instantly

100% online account without paper or snail mail. You get your IBAN straight away after signing up.

Wire money easily

Both SEPA and international money transfers at low foreign exchange rates, in just a few clicks.

Powered by Mastercard

Order both physical and virtual cards and start using them instantly. Assign a card to a user and control their budget.

Built for teams

Team access for a full overview or just limited to certain transactions. Access for accountant for read-and-export-only.

Safe & secure

Qonto is regulated by ACPR (Banque de France) and applies security standards to protect your data. Your money is safe!

Banking for the 21st century

Simple. Efficient. Transparent.

Paperless

100% online account opening without paper or snail mail. Automatic retrieval of your online bills for recurring services (coming soon). Efficient management of corporate expenses to avoid hunting for receipts.

Real-time

Qonto is built with real time connections to card networks so that all your transactions are notified right after payment. It then becomes easier to monitor your real cash position at any point in time or report a fraud instantly if a transaction seems suspicious.

Under control

Collaborative interface with specific logins and rights for each type of users (e.g. "employee" and "admin"). Validation workflow for spending and receipts upload. Specific access for your accountant.

At your own pace

Qonto works perfectly either as a main/only current solution or as a secondary account to complement a traditional bank. Our clean interface provides everyday tools to run a business effectively, at an affordable price and with no compromise on security.

Built by entrepreneurs for entrepreneurs

They love Qonto

'I wish I could have had Qonto enrolled in the Techstars Paris's first batch!'

Bertier Luyt
Managing Director @Techstars

'Thanks to a slick interface and simple features, managing payments and expenses has become a piece of cake!'

Julian Aroun
Founder @Drapo

'Managing everyday banking has finally become fun, fast and easy. Icing on the cake, customer support is super reactive: 5 stars!'

Thibaut Dumontet
Founder @Croquants Gourmands

'Qonto met my needs straight away. Customer care is awesome! Period.'

Rafaël de Lavergne
Founder @Totem

'With Qonto, I've been able to order MasterCard cards in seconds. My purchasing team can now be autonomous with their payments. Qonto is game changer.'

Grégoire Pasquet
CEO @Worldia

'Qonto? Easy, fast, efficient. Traditional banks' hassles belong to the past!'

Nicolas Katan
Founder @Bitit

'Qonto? A flawless UX and a customer service that cares so much. This is just incredible!'

Mathieu Jouhet
Freelance @Hello Mat

'I needed a bank similar to a SaaS for LiveMentor: I think I found it.'

Charles Lefebvre du Prey
Founder @LiveMentor

'I can say 'Goodbye' to the banking pains I had to bear with, and 'hello' to a way to do finance that makes sense.'

Duc Ha Duong
CEO @Officience

'Qonto is 100% in tune with what we do at Alan.eu: a user-friendly service, a user-centric interface and a very reactive customer support.'

Jean-Charles Samuelian
CEO @Alan

'I have been looking for a modern and efficient banking alternative that could support the development of my business. I'm just wondering why Qonto did not exist before!'

Louis Rouffineau
CEO @La Company

'With Qonto, I've been able to deposit my share capital online in just a few clicks. Then I got all I needed to manage my business finances. What else?'

Antoine Régis
Founder @Nicoya

'That's just perfect - It rocks baby! You wanna apply at TheFamily? Use Qonto first.'

Oussama Ammar
Founder @TheFamily

'Qonto helps us spend a lot less time managing our company's day-to-day banking. Period.'

Timothée Emery
CEO @YouShould

Your finance hub

Qonto easily connects with all the tools you love

Coming soon

Kantox

Make FX money transfers at a fair price directly from the Qonto App.

Stripe

Monitor your Stripe incoming payments without leaving Qonto.

Quickbooks

Populate your ledgers automatically with no effort or struggle.

Sage

SageOne and SageLive are automatically populated, with no effort.

Slack

Monitor your banking activity directly from your favorite team communication tool.

GoCardless

Manage your direct debits from the Qonto app without leaving the interface.

PayPal

Import additional information of PayPal payments for an easy follow-up.

app.qonto.eu